Keep your gas and electric

Lowest upfront fees

Stop the collections

Solutions for better living

CHAPTER 7 AND CHAPTER 13 BANKRUPTCY

COULD BE YOUR ONLY OPTION

Chapter 13 bankruptcy, like Chapter 7 bankruptcy, provides relief to individuals struggling with debt. It involves creating a repayment plan spanning 3 to 5 years to pay back some or all of the creditors. This type of bankruptcy immediately puts a halt to creditor actions and prevents utility shut-offs.

However, it is important to note that Chapter 13 bankruptcy offers additional benefits beyond just repayment. By filing for Chapter 13, individuals can also protect their assets, including their home and car, from being seized by creditors. This means that individuals can maintain stability in their lives and avoid the disruption that may come with other forms of debt relief.

During the repayment plan period, individuals are shielded from constant harassment by creditors and debt collectors. This relief provides individuals with the opportunity to focus on their financial recovery without the stress of constant collection efforts. It allows them to work towards regaining control over their finances and rebuilding their lives.

Once the repayment plan is successfully completed, individuals may be eligible to have the remaining debts discharged by a judge. This means that they can achieve a fresh start, free from the burden of overwhelming debt. It is important to consult with a qualified bankruptcy attorney to understand the specific eligibility criteria and requirements for Chapter 13 bankruptcy.

In summary, Chapter 13 bankruptcy offers individuals the chance to repay their creditors over a set period of time, while also providing valuable protections for their assets and relief from creditor harassment. By successfully completing the repayment plan, individuals can ultimately achieve a discharge of their remaining debts and embark on a path towards financial freedom.<

CALL OR CLICK NOW!